Planned Giving

Unexpected gifts to St. Thomas Public Library are always appreciated, but a well planned gift can often be more effective, for both the donor and for the Library. A planned gift is a charitable gift that you plan for now, but is not received by the Library until later. It is a very personal statement about the values you have embraced throughout your lifetime. The giving ideas highlighted on this webpage may provide a way for you to make the gift of a lifetime while providing significant benefits for yourself and your loved ones.

We recommend that you discuss any gift arrangement with your professional advisors in order to make the best decision for your estate and financial plans. We also welcome the opportunity to discuss the many gift planning opportunities with you in confidence.

We recognize and honour all individuals, businesses, service clubs, foundations and community organizations making donations or gifts-in-kind to the Library. If you prefer not to receive public recognition for your support, please let us know. Your privacy and right to give anonymously will be honoured.

There are many different types of planned charitable gifts. Please see below for more information on some of them.

  • Bequests
    Most often, planned gifts are made in the form of a bequest through a will. A bequest to the St. Thomas Public Library will ensure that you leave a lasting legacy to your library, while not affecting your present assets. You can set aside a specific dollar amount, leave a percentage of your estate, or leave any assets left over after you have provided for your family.
  • Gifts of life insurance
    Many people are unaware that a gift of a life insurance policy makes an excellent charitable gift without tapping into current assets. People sometimes have life insurance policies that have outlived their needs. Policies taken out to protect mortgages that have since been paid or educational plans that have been completed, for example, can make excellent charitable gifts. By irrevocably transferring ownership and naming the Library as beneficiary, you will receive a tax receipt for the cash surrender value of the policy.You can also name the Library as beneficiary or co-beneficiary of a policy, without changing ownership, and your estate will receive the tax receipt.Others wishing to give beyond their immediate resources find they can make a large gift by purchasing a new life insurance policy. If the Library is named the irrevocable owner and beneficiary, every premium payment made can qualify for a tax receipt.
  • Charitable remainder trust
    A charitable remainder trust involves a transfer of assets to a separately managed trust fund that provides you and/or a beneficiary with an annual payment for life or for a specified period of time. At the end of that time, the trust property passes on to the Library


St. Thomas Public Library is a registered charity. Our Charitable Registration # is 12948-5967-RR0001. Further information can be obtained by contacting Heather Robinson, Chief Librarian and CEO, at 519-631-6050 ext: 8027, or by e-mail at